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Selling Your Home? Check Out These Buyer Turn-Offs

If you’re planning to sell your home, through a real estate agent or otherwise, chances are you’ve received quite a few suggestions about ways to make your home more attractive to prospective buyers. Many sellers take the time to declutter, depersonalize, fix obvious safety hazards and eyesores, and landscape and stage the property. ... More

Choosing Between Direct Lending and Dealership Financing For Your Auto Loan

The U.S. Federal Trade Commission reports that average prices for a car purchase are now topping more than $31,000 for a new model vehicle and more than $17,000 for a used model. With a majority of American consumers unable to pay cash for a vehicle purchase, most buyers must take out an auto loan to cover at least part of the purchase price. ... More

Using Credit Cards Responsibly Can Be Good For Your Finances

It’s a fact: when credit cards are used irresponsibly, they can lead to financial ruin. That’s why they receive a lot of attention for the negative impact they can have on personal finances. However, not all consumers fall victim to living above their means and entering a cycle of revolving debt that can be difficult to emerge from. For ... More

Skipping the Home Inspection Could Have Negative Consequences

Many a homebuyer has watched in dismay as the incremental costs of purchasing a home tick up, up and up some more. The reality is, buying a home is a costly endeavor. It’s no surprise that many prospective buyers look for opportunities to save cash throughout the process, and more than a few consider skipping the home inspection. Although ... More

Start The New Year By Reviewing Your Credit Report

Aside from personal wellness goals, financial intentions are the most popular of New Year’s resolutions topics. Credit counselors recommend reviewing your credit report at least once per calendar year to ensure this all-important picture of your financial health remains accurate, and there’s no better time that the beginning of a new ... More

Purchasing an REO Can Be an Arduous Process

As you begin a house hunt, one option available to you is to purchase a real estate owned property, or REO. An REO is a foreclosed home that the lender was unable to sell at public auction. This happens frequently because the minimum bid on a foreclosure is often higher than market value. This is because the bank is attempting to recoup their ... More

Winter Months Offer the Best Home Deals

If you’re looking to purchase a home and your timeline is flexible, consider buying during the winter in order to score the best deal. The real estate market tends to slow down considerably from November to March, making it a buyer’s market. Since it’s inconvenient to move during the winter, especially in snowy climates, sellers are ... More

Your Most Common Mortgage Questions Answered

Prospective homebuyers typically start the process with a host of questions. After all, purchasing a home is likely the largest financial transaction you’ll ever make. Read on for the answers to your most burning home mortgage questions. How Much House Can I Afford? This is a biggie, because it will determine how close your financial ... More

Start Your New Year With A Down Payment Savings Plan

Millions of Americans will tackle their dreams of homeownership in the New Year. If you’re hopeful about your own home prospects but have struggled to accrue enough savings for a down payment, now is the time to put a new savings plan in place – even if your financial situation shows no signs of improvement. Many consumers find themselves ... More

Mortgage Rates Continue To Rise Since Donald Trump’s Election

Long-term mortgage rates in the U.S. surged in the wake of Donald Trump’s election, and they continue to rise as the calendar year comes to a close. Experts say the interest rate hikes are likely due to bond investors’ beliefs in the president-elect’s stated plans to cut taxes and invest heavily in infrastructure spending on roads and ... More