Tips & Advice


How To Pay Off Debt And Still Save For A Down Payment At the Same Time

Many a prospective homeowner has been frustrated by long-term debt that seems to quash any hope of saving enough for a down payment on a home. In fact, among renters who wish they could own a home, debt is cited as the number one roadblock to doing so. Debt payments, especially of the high-interest variety like credit cards, can eat up a ... More

Savvy Buyers Don’t Settle For The First Mortgage Loan They’re Offered

When it comes time to buy a first home, most buyers will consult a familiar lender, like their local bank, for a mortgage loan. Although that can simplify the process, it will rarely yield the best loan option. For optimal results, consumers should go “mortgage shopping” and meet with at least two lenders before making a decision. ... More

Three Important Reasons To Just Say ‘Yes’ To A Home Inspection

Buying a home is a costly endeavor, and many a prospective buyer will look for opportunities to save a few dollars throughout the process. Skipping the optional home inspection, however, could have negative consequences that far outweigh several hundred dollars in savings. Although it’s not required by law, here are three reasons to insist ... More

Negotiation Tactics For Landing That Dream Home

The most intimidating part of the home purchase process may be negotiating the sale price with the seller or the seller’s agent. If you’re working with a real estate agent, they will likely do quite a bit of the “dirty work” of negotiation. Still, it’s wise to understand negotiation tactics to ensure you’re getting the best deal ... More

Dispelling The Myth: Why You Should NOT Pay Your Mortgage Off Early

For many Americans, owning a home outright is still an important milestone in their personal financial journey. That’s why so many homeowners work to pay their mortgage loans off early. While a home is certainly a valuable financial asset, however, some experts believe paying a mortgage off early will hurt a consumer’s long-term financial ... More

Sell Your Home Faster By Investing in These Popular Features

If you’re considering selling your home, it’s helpful to understand what buyers are looking for in today’s real estate market. Research from real estate website Zillow suggests that five key features can help you offload your home a full 30 days faster than average. Zillow researchers studied more than two million homes sold in 2016, ... More

For Sale By Owner: Three Purchasing Tips

There are myriad benefits to listing a home through a real estate agent, but many sellers prefer to go it alone rather than pay a realtor’s fees. With this type of “For Sale by Owner” transaction, sellers will lack the marketing resources of a professional realtor, but they are likely to save money in the process. Although it may feel ... More

How To Purchase a ‘For Sale By Owner’ Home

There are many benefits to listing a home through a real estate agent but, nevertheless, many sellers prefer to go it alone rather than pay realtor’s fees. With this type of “For Sale by Owner” transaction, sellers will lack the marketing resources of a professional realtor, but they are likely to save money in the process. Although it ... More

Why Experts Say You Should Follow The ‘Five-Year Rule’

When it comes to buying a home, there are many considerations up front: Which neighborhood should you choose? How much can you afford? What type of mortgage will be best? However, it is also important to think about the long-game. Specifically, it will be financially prudent to think beforehand about how long you plan to stay in the home ... More

Auto Loans: Choosing Between Direct Lending Dealership Financing

According to the U.S. Federal Trade Commission, average prices for a car purchase are now topping more than $31,000 for a new model vehicle and more than $17,000 for a used model. With a majority of American consumers unable to pay cash for a vehicle purchase, most buyers must take out an auto loan to cover at least part of the purchase ... More