Tips & Advice


How To Conquer the Challenge of Saving For A Down Payment

Do you dream of buying a home but find yourself feeling defeated by the struggle to save enough for a down payment? If so, you’re not alone. Under current economic conditions, the days of a 20 percent down payment are long gone, and many Americans struggle to save even 5 percent of their dream home’s purchase price. Many find themselves ... More

Can’t Qualify For a Mortgage Loan Yet? Try Rent-to-Own

If you’d like to buy a home, but your credit doesn’t qualify you for a traditional mortgage loan, you may want to consider a rent-to-own arrangement. Renting-to-own allows a prospective buyer to live in a home and pay rent during a lease term, after which time the renter has the exclusive first option to purchase the home. Since the lease ... More

Is an Investment Property Right For You?

For the right kind of buyer, an investment property can pose an excellent opportunity to earn rental income, especially since property values have been rising steadily since 2007 and are expected to continue in the short-term. However, the rental game isn’t right for everyone. You’ll want to take into account the following considerations ... More

Buying a House Should Represent A Five-Year Commitment

When consumers consider the commitment of buying a home, it’s the financial side of the equation that usually gets the most attention. After all, buying a house is likely the largest single financial transaction you’ll make in your lifetime. However, there’s another important consideration, too, and that’s the time commitment you’ll ... More

First-Time Buyer’s Guide to Success

Deciding to purchase your first home is a giant leap forward toward finding the property of your dreams. However, you’ll also need to take some less-exciting, but totally necessary steps, before you pack up and call the moving company. The below steps will help guide a first-time buyer to success by providing a useful framework for where to ... More

What To Expect At Your Initial Meeting With A Mortgage Lender

You’ve finally decided to take the plunge into homeownership, and you’ve scheduled a meeting with a mortgage lender you trust. Naturally, you want to be prepared to provide a host of financial information, including your income, personal debts and savings. However, you’ll be asked a few questions that may take you by surprise. Although ... More

You’re Probably Making At Least One of These Home Finance Mistakes

Whether you’re saving for a home down payment, working to pay down a mortgage or chipping away at your debt, chances are you’re making at least one of the common home finance mistakes below. Read on to see what finance experts recommend to lessen your debt and build your nest egg, including avoiding these missteps: Paying too much in ... More

Home Owner’s Insurance 101

A solid homeowner’s insurance policy is key to protecting your finances – and your dream home. If a disaster should strike, such as tornado, fire or theft, you’ll need a policy in place to safeguard against draining your life savings or taking on enormous dent in order to repair structural damage, replace stolen items, and more. Not all ... More

Selling Your Home? Check Out These Buyer Turn-Offs

If you’re planning to sell your home, through a real estate agent or otherwise, chances are you’ve received quite a few suggestions about ways to make your home more attractive to prospective buyers. Many sellers take the time to declutter, depersonalize, fix obvious safety hazards and eyesores, and landscape and stage the property. ... More

Skipping the Home Inspection Could Have Negative Consequences

Many a homebuyer has watched in dismay as the incremental costs of purchasing a home tick up, up and up some more. The reality is, buying a home is a costly endeavor. It’s no surprise that many prospective buyers look for opportunities to save cash throughout the process, and more than a few consider skipping the home inspection. Although ... More